I got my homeowners insurance renewal notice yesterday. They want to decrease the coverage, increase the premium by 30% and increase the deductible by 246%. Are there any homeowners insurance companies issuing policies in Texas that aren’t evil?

If I ever needed any proof that I’m not cut out for the AIDSWalk Africa, it was the total freak out I had tonight when a moth flew into my face while I was out on my nightly walk.